Madison Mortgage Services Inc.
Company NMLS # 1862796
Want to lower your mortgage payment? 🏡💰
Here are three ways to save:
📉 Refinance to secure a lower interest rate
🕰️ Extend your loan term for smaller monthly payments
💡 Reduce property taxes or find better insurance rates
A few smart moves can lead to big savings! 💸
#homebuyingtips #mortgagesavings #homeownership #savemoney #refinance #mortgagetips
🏡 What Does an Appraiser Look for? 🤔📊
Before approving a mortgage, lenders require a home appraisal—but what really goes into it?
✅ Home condition, layout, & square footage
✅ Comparable home sales in the area
✅ Kitchen, bathrooms, & upgrades
✅ Roof, foundation, & curb appeal
✅ Market trends & location factors
Save this & tag a future homebuyer! 👇
#homeappraisal #homevalue #realestatetips #firsttimehomebuyer #homebuyingprocess #mortgageapproval #househunting
⭐⭐⭐⭐⭐ Nothing but great experiences! Excellent service, clear communication, and a smooth process from start to finish. Highly recommend!
#fivestarservice #happyclients #zillowreview
Your home could be a source of extra cash 🏡💰. A cash-out refinance lets you tap into your home’s equity and use the funds however you need.
✅ What is a Cash-Out Refi?
💡 Replacing your current mortgage with a new one for more than you owe—and cashing out the difference!
✅ Why Do It?
🔨 Home Improvements – Upgrade your kitchen, bathroom, or add value to your home!
💳 Debt Consolidation – Pay off high-interest credit cards & simplify payments.
🎓 Education & Investments – Fund college tuition or invest in new opportunities.
✅ Things to Consider
📉 Interest rates & closing costs matter—make sure it’s the right move for you!
👉 Thinking about tapping into your home’s equity? DM me to see if it makes sense for you! 📩🏡
#cashoutrefinance #homeequity #mortgagetips #refinancesmart #homeimprovement #wealthbuilding #smartmoneymoves #financialfreedom #realestatefinance
⭐️⭐️⭐️⭐️⭐️ Another Happy Homeowner! 🏡✨
Nothing beats a 5-star review from a satisfied client! Helping people navigate the mortgage process and get into their dream homes is what we do best. 💪💰
#5starreview #happyhomeowner #mortgagemadeeasy #homebuyingjourney #mortgageexperts
Before you put in that offer, make sure you’re not rushing in blind! 👀 Here’s what you NEED to consider first 👇:
💰 Price: Are you overpaying? Check those comps! 📊
🛠️ Contingencies: Inspections, appraisal—don’t skip the safety nets!
🤝 Seller’s Motivation: Are they in a rush? Use it to your advantage!
The best offer isn’t just about the number—it’s about strategy. Let’s get it right!
#HomeBuyingTips #SmartOffers #RealEstateHacks #DreamHomeGoals #MortgageTips #HouseHunting #FirstTimeHomeBuyer
🏡 How much house can you REALLY afford? 💰
Lenders look at income, debt, and credit score to decide your home-buying power. Here’s what matters most:
📌 28/36 Rule – Your mortgage should be ≤28% of income, and total debt ≤36%
📌 Credit Score – Higher = better loan rates! (740+ is ideal)
📌 Down Payment & Loan Type – FHA, VA, Conventional... each affects affordability
📌 Hidden Costs – Property taxes, insurance, HOA fees & maintenance!
📌 Save this post for later & tag a future homeowner! 👇
#homeaffordability #mortgageloans #firsttimehomebuyer #homebuyingtips #loanofficer #househunting #mortgageapproval #fhaloan #conventionalloan
💡 Buying a home is a major financial decision! Before you dive in, make sure you’re asking the right questions. 🏠🔑 Ensure you’re getting the best deal and avoid any surprises down the road.
#mortgage101 #homebuyingtips #loanoptions #mortgageadvice #firsttimebuyer #househunting #homeloan #realestateexperts
Think of an escrow account like a built-in savings plan for your property taxes & insurance—no surprise bills, no stress! Your lender handles the payments for you, so you can focus on enjoying your home. Easy, right? 🙌🏼
Drop a 🔑 in the comments if this helped! ⬇️
#homebuyingmadeeasy #escrowaccount #mortgagetips #realestatetips #firsttimehomebuyer
Self-employed? You CAN get a mortgage! Here's how:
✅ Show 2+ years of steady income (tax returns or bank statements)
✅ Keep your debt low & credit score high
✅ Save for a solid down payment
✅ Work with a lender who understands self-employed borrowers
Your business shouldn't hold you back from homeownership!
#selfemployed #mortgagetips #homebuying #entrepreneurlife #mortgagebroker
Did you know the type of income you earn can impact your mortgage approval? 🤔
✅ Fixed income (salary, pensions) = More predictable, easier to qualify.
📊 Variable income (commissions, self-employment) = Lenders may require extra proof of stability.
If your income isn’t fixed, don’t worry! With the right strategy, you can still get approved. Let’s talk options! 🚀
#homebuying101 #fixedvsvariable #moneymoves #mortgagetips #madisonmortgage
🏡 Pre-Qualified vs. Pre-Approved – What’s the Difference? 🤔
If you’re serious about buying a home, pre-approval is a must! ✅ It shows sellers you’re ready, gives you a clear budget, and speeds up closing. Pre-qualification? Just an estimate—no guarantees!
💾 Save this for later & tag a future homeowner! 👇
#homebuyingtips #preapproved #firsttimehomebuyer #mortgageloans #househunting
🏡💰 Want to pay off your mortgage FASTER and save THOUSANDS in interest? Try bi-weekly payments! Instead of 12 monthly payments a year, you’ll make 26 half-payments—meaning you sneak in an extra payment every year without even feeling it! 📉✨
This simple switch can shave years off your loan and help you build equity quicker.
#mortgagetips #homeloan #biweeklypayments #mortgagepayoff #financialfreedom
🚪 Your offer was just accepted—now what? 🤔 Here’s a step-by-step breakdown of what happens next in the home-buying process! 🏡
📌 6 Key Steps to Know:
1️⃣ Earnest Money Deposit – Your first payment toward your future home!
2️⃣ Home Inspection – Check for repairs before moving forward.
3️⃣ Underwriting Process – Your lender verifies all your financials.
4️⃣ Home Appraisal – Determines if the home’s value matches your offer.
5️⃣ Closing Disclosure & Walkthrough – Final loan details + last home check.
6️⃣ Closing Day! – Sign, pay, and get the keys to your dream home! 🎉
💡 Pro Tip: Stay in close contact with your lender & agent to avoid delays!
📌 Save this post for later & tag someone who needs to see this! 👇
#homebuyingtips #firsttimehomebuyer #mortgageprocess #househunting #closingday #homeloans #homeinspection #realestatetips #mortgageapproval #fhaloan #conventionalloan
🚨 Home Loan Mistakes to AVOID! 🚨
Avoiding common mistakes when applying for a home loan can make or break your approval. Lenders want financial stability, so don’t switch banks, buy a new car, open new credit cards, or make large bank deposits. Stay on top of bills and avoid career changes to keep your mortgage process smooth. A steady financial profile increases your chances of securing the best loan terms.
#mortgagetips #homebuying #loanapproval #smartfinances #firsttimebuyer