Cover for Madison Mortgage Services Inc.
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Madison Mortgage Services Inc.

Madison Mortgage Services Inc.

Company NMLS # 1862796

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High standards don’t kill culture.
Blame does.

We hold people accountable.
But we don’t play the blame game.

When something breaks, we solve first.
Then we refine the process.

Point the thumb.
Ask what we could’ve done better.

That mindset compounds.
Processes improve.
Teams trust each other.

That’s how standards stay high without killing morale.
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What I’m proudest of isn’t volume.
It’s pride.

Pride in doing loans for friends and family.
Pride in rates, execution, and professionalism.

I recently helped a friend who spent months stuck elsewhere.
We structured it correctly.
Clear to close in days.

That feeling never gets old.

If you’re not proud to sell what you’re selling, something’s wrong.
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These are 5 key lessons I’ve learned that help LOs start strong in this business…

➡️ Pick up the phone. Relentlessly.�Texts and emails don’t build relationships the way a real conversation does. If you want to win faster, you have to call faster.

➡️ Speed is a weapon in this business.�The LO who responds first usually earns the trust first. Fast follow-up beats fancy marketing every time.

➡️ Your pipeline isn’t deals — it’s people.�Relationships create volume. Realtors, past clients, and consistent follow-up will outperform any lead source long-term.

➡️ Your job is to simplify, not impress.�Borrowers don’t need more information — they need clarity. Top producers make the process feel easy and controlled.

➡️ Consistency is the separator.�The best aren’t always the smartest. They’re the most disciplined. Daily calls, daily follow-up, daily momentum.

👇 Drop 1 tip you wish you knew early in your career in the comments.

#loanofficer #realestate #madisonmortgage #career loanoriginator
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What makes this place different is simple.
People want to help each other win.

Deals move fast.
Approvals hit daily.
Momentum is constant.

That creates energy.
Energy creates confidence.
Confidence creates production.

It wasn’t manufactured.
It’s a byproduct of speed, clarity, and accountability.

That’s the culture we guard.
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Top 1%. Top Broker. Top Talent. Congrats to Matthew Vasconcellos for being recognized by UWM as a Top 1% Broker. His relentless drive, expertise, and commitment to his clients continues to set him apart in the industry.

➡️ Madison Mortgage The Company that Builds Top Producers

#topproducers #loanofficerlife #leadership #realestategoals #madisonmortgage
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Top 1%. Top Broker. Top Talent. Congrats to Matthew Vasconcellos for being recognized by UWM as a Top 1% Broker. His relentless drive, expertise, and commitment to his clients continues to set him apart in the industry.

➡️ Madison Mortgage The Company that Builds Top Producers 

#topproducers #loanofficerlife #leadership #realestategoals #madisonmortgage

We love our new office.

Not because it looks good.
But because it feels right.

Great light.
Great tech.
Standing desks. Real collaboration.

More importantly, people who want to be here.

You spend too much of your life at work not to enjoy the environment.
We protect that carefully.

Culture isn’t posters on a wall.
It’s how it feels to walk in every morning.
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Stop overthinking. Start dialing. If you want to go from 3 loans to 10 then pick up the phone and make the calls.
No hack. No shortcut. Just reps. 💯 #loanofficer #loanofficerlife #homeownership #topproducers
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Top 1%. Top Broker. Top Talent.
Congrats to Matthew Vasconcellos for being recognized by UWM as a Top 1% Broker. His relentless drive, expertise, and commitment to his clients continues to set him apart in the industry.

Matt Vasconcellos NMLS #2058653

#TopProducer #MortgageExcellence #LoanOfficers #Leadership
... See MoreSee Less

Top 1%. Top Broker. Top Talent.
Congrats to Matthew Vasconcellos for being recognized by UWM as a Top 1% Broker. His relentless drive, expertise, and commitment to his clients continues to set him apart in the industry.

Matt Vasconcellos NMLS #2058653

#TopProducer #MortgageExcellence #LoanOfficers #Leadership

Meet the Team: Aeneas Carravetta

With 7 years in the mortgage industry, Aeneas is passionate about helping clients achieve their homeownership goals. His transition to wholesale lending allows him to be more competitive for borrowers while using cutting-edge AI tools to navigate even the most complex scenarios.

Aeneas Carravetta NMLS #1881881

#MeetTheTeam #MadisonMortgage #LoanOfficer #Homeownership
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Meet the Team: Aeneas Carravetta

With 7 years in the mortgage industry, Aeneas is passionate about helping clients achieve their homeownership goals. His transition to wholesale lending allows him to be more competitive for borrowers while using cutting-edge AI tools to navigate even the most complex scenarios.

Aeneas Carravetta NMLS #1881881

#MeetTheTeam #MadisonMortgage #LoanOfficer #Homeownership

Talking is faster than typing.
And AI finally understands that.

Research used to mean sitting in front of a screen.
Now it’s a conversation.

Planning trips.
Exploring ideas.
Pressure-testing decisions.

The accuracy and depth are improving weekly.

This isn’t just a business tool.
It’s a life tool.

It’s one of the few technological shifts that genuinely makes people more effective immediately.
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AI isn’t hype.
It’s leverage.

What’s extraordinary isn’t that AI exists.
It’s how fast it’s improving.

Precision has increased dramatically in the last year.
Language models. Voice models. Agent workflows.

We already use it for ops tasks and client-facing communication.
And most clients don’t even realize it.

That’s where the real disruption is coming from.
Scaling functions that were previously impossible to scale.

Simple loans will eventually be fully automated.
Complex loans will still need expertise.

The winners won’t fight AI.
They’ll build with it.
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The most important skill in building a company is identifying friction.

Where are things slower than they should be?
Where are people doing repetitive work that adds no value?

If a task takes 30 minutes today, it can probably take five.
Process plus technology usually gets you there.

The goal isn’t perfection.
It’s speed and clarity.

Every minute you save compounds.
Across sales.
Across ops.
Across the entire organization.

Friction hides growth.
Eliminate it, and everything accelerates.
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The week after my wedding, my retail shop shut down.

No warning.
Thursday we found out.
Friday it was go time.

I had already planned my exit.
I chose wholesale.
I joined a friend’s brokerage while waiting on my own license.

We pulled 28 loans that weekend.

Disclosed them.
Got signatures.
Clients were thrilled because payments dropped immediately.

I expected approvals to trickle in midweek.
Instead, Monday morning it was approval after approval.

Barely any conditions.
Clean files.
Clear to close after uploads.

That moment permanently changed my thinking.
I finally understood scale.

That experience is the foundation of Madison.
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1 week ago
Madison Mortgage Services Inc.

Don’t walk away from something with real long-term potential just because this season feels heavy.

Growth in this business isn’t instant. It’s built in the quiet discipline, the follow-ups, the tough conversations, and the days you show up anyway.

Keep going. The consistency you’re building now is what separates you later.

➡️ Send this to a loan officer who needs the reminder.

#loanofficer #mortgagetips #loanofficerlife #madisonmortgage #madisonmortgage
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